October 31st may be Halloween but it also is the day in the year when home owners are most likely to experience damage to their home/property. For most people Halloween is a time for harmless fun, for children to dress up and be given lost of sweets; but occasionally pranks can go too far and cause damage and/or injuries.
Typically household insurance claims include broken windows, theft and damage by disgruntled ‘trick-or-treaters’ throwing eggs or flour. So it is always a good idea to be extra diligent in securing your home – make sure all windows/doors/etc. are closed and locked. Keep your lights on, both inside and outside as houses, where it looks like no one is at home, will be easier targets for Halloween vandalism.